Rates effective April 1, 2010
All rates subject to change at any time.
|
New Vehicle Loans - Up to $35,000.00
Approximate Term
|
APR*
|
| 36 Months |
5.00%
|
| 42 Months |
5.25%
|
| 54 Months |
5.75%
|
| 60 Months |
6.25%
|
| 72 Months |
6.90%**
|
*APR=Annual Percentage Rate
**Only $25,000.00 or more.
Used Vehicle Loans - Up to $25,000.00
Age of Vehicle |
Approximate Term
|
APR*
|
| 1 Year Old |
60 Months
|
6.25%
|
| 2 - 3 Years Old |
54 Months
|
6.25%
|
| 4 Years Old |
42 Months
|
6.50%
|
| 5 Years Old |
30 Months
|
6.50%
|
*APR=Annual Percentage Rate
| New Motorcycle Loans - Up to $25,000.00 |
APR*
|
| 36 Months |
7.00%
|
| 48 Months |
7.25%
|
| 60 Months |
7.50%
|
*APR=Annual Percentage Rate
.
| Home Equity Loans - Up to $60,000.00 |
APR*
|
| 5 Years |
5.50%
|
| 7 Years |
6.00%
|
| 10 Years |
7.00%
|
| 12 Years |
8.00%**
|
| 15 Years |
9.00%***
|
*APR=Annual Percentage Rate
**$20,000.00 or more.
***$35,000.00 or more
Savings
(based on daily balance) |
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
| Tier 1 |
$10,000 and over
|
1.30%
|
1.31%
|
| Tier 2 |
$5,000.00 to $9,999.99
|
0.50%
|
0.50%
|
| Tier 3 |
$500.00 to $4,999.99
|
0.25%
|
0.25%
|
| Tier 4 |
$25.00 to $499.99
|
0.05%
|
0.05%
|
*APY = Annual Percentage Yield - Effective October 1, 2009
Holiday Savings
|
Last Declared Divident Rate
|
APY*
|
| As of last dividend declaration date |
.05%
|
.05%
|
*APY = Annual Percentage Yield - Effective October 1, 2009
| Signature Loans |
APR*
|
| Up to $10,000.00 |
As low as Prime Rate + 2.00%
|
*APR = Annual Percentage Rate
